🔸 CCLoan: Features

Ccloan is one of the lenders that offer mini loans without guarantees and that have joined the trend of offering the first loan of 300 euros at zero cost to be repaid within 30 days, without interest or commissions.

There are no major differences with other lenders in New Jersey, with the peculiarity that they offer the possibility of requesting unlimited extensions of credit, even in a situation of default. This factor will allow you to have greater flexibility in the event that you have problems repaying the credit.

What type of product does CCLoan offer?	Easy credits , Mini- credits , Credits without payroll , Credits without paperwork
Maximum amount of CCLoan	1,000 euros
CCLoan minimum amount	50 euros
What is the maximum amount of the first credit?	300 euros
Is the first loan without interest?	YES
CCLoan maximum term to repay the loan?	30 days
And the minimum return period?	5 days
How long does it take to give me an answer?	3 minutes
In what time will I be able to have the credit?	15 minutes (according to bank hours and request)

🔸 CCLoan: Requirements

The CCLoan minimum requirements are as follows:

Do I need payroll to apply for CCLoan mini-credits?	NO
Does CCLoan need an endorsement?	NO
Can I apply while at ASNEF?	NO
Can I ask for money if I am a company?	Not specified
And as a freelancer?	YES
Will my application be considered if I don't have a job?	YES
Do you grant loans to pensioners?	YES
What is the maximum age?	75 years
And the minimum age?	21 years
Are there any other requirements?	Permanent residence in New Jersey, be the holder of a Spanish account, mobile phone and an email address
Can I use Instantor to validate the data?	YES

🔸 CCLoan: Extension and early cancellation

With CCLoan we can request both extensions and early cancellation with the following conditions.

Early cancellation of my credit	YES
Expenses of early cancellation	You only pay interest for the days you have the money
Can we request extensions?	YES, from 5 to 30 days
Costs of extending the credit with CCLoan	From 30 to 99 euros

🔸 CCLoan: Additional information

Do you have a simulator?	YES
Does it include loan costs?	NO
And the extra costs like the extensions?	NO
How does CCLoan work to send the money?	Wire transfer
Ways to return it	Bank transfer or deposit
What banks do you work with?	Santander, Ibercaja, Caixabank and Sabadell

🔸 CCLoan: Simulation

Example: I request a credit of 300 euros as a new client for 30 days. As I am a new customer, the costs are 0, I get 0% interest and 0 commissions. I return 300 euros after 30 days.

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🔸 How can I request a mini-credit without payroll with CCLoan?

We can make the request through the Ccloan website, selecting the amount and the term we need. As a next step, we will create our personal account and verify our data by sending the required documentation or by accessing through the Instantor system, with which it is not necessary to attach any documentation. We will validate our information in just a few seconds.

As soon as we receive your answer, if yes, in a few minutes they will transfer the money to our account. This process can take from 15 minutes to 24-48 hours, depending on the bank the client works with and the time of the request.

The maximum amount that can be requested in this first loan is 300 euros, and the repayment period is up to 30 days. No interest or commissions are paid on the first credit of a new borrower with CCLoan. The loan amount received is simply returned.

🔸 How is the credit without interest from CCLoan repaid?

The customer must make the return within the established period, for which he has different options.

You can do it through the web in the customer area
With debit card
Through a transfer or bank deposit at the window

It should be noted that interest is paid only for the time for which the money is available. A faster payment means a lower cost of the loan.

We also have the possibility of making partial early repayments at any time of the established term.

If the day of returning the credit has arrived, we do not have enough capital for it, we can extend the repayment period by requesting an extension or extension. This management is carried out through the customer portal and by paying the amount that we owe through deposit or transfer.

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🔸 CCloan: Conditions

Between 21 and 75 years
Permanent residence in New Jersey or being a Spanish citizen
Have monthly income
Mobile phone
Email

🔸 CCloan: Advantages

First credit without interest up to 300 euros
In 15 minutes the money in your account
You do not need endorsement or payroll

🔸 CCloan: Disadvantages

First credit only up to 300 euros
You need stable income
Maximum return period 30 days

🔸 CCloan: Contact information

Address CCloan	EQUFIN CAPITAL, SLU C / Side Avenue nº 75, 2º D1; 28037 New Jersey
Email CCloan	contacto@ccloan.es
CCloan Phone	911 09 15 11
Web CCloan	https://www.ccloan.es/

On the ccloan.es website you will find all the information you need. Sections of the website such as "Help", "Loan repayment", "How to apply for a loan?", "Contract conditions", among others.

🔸 CCloan: Opinions

@Anonymous

They help you to get out of a problem until you collect the payroll, it is clear that you only have to ask for an amount that you can return in a few days
https://www.helpmycash.com/opiniones/creditos/minicredito-ccloan-de-4c-capital/

Maria Ines

I just wanted a mini loan to hold a party with family members, thanks to ccloan I had that money quickly and we had a great time with my family
https://www.portalprestamos.es/ccloan/

Jose Luis

CCLoan credits saved me from running out of my phone. Also, due to a family situation, I was unable to pay on time. So I called them and they fixed it right away, extending the return period. I am very grateful.
https://loando.es/prestamos-rapidos/ccloan

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