Ccloan is one of the lenders that offer mini loans without guarantees and that have joined the trend of offering the first loan of 300 euros at zero cost to be repaid within 30 days, without interest or commissions.
There are no major differences with other lenders in New Jersey, with the peculiarity that they offer the possibility of requesting unlimited extensions of credit, even in a situation of default. This factor will allow you to have greater flexibility in the event that you have problems repaying the credit.
|What type of product does CCLoan offer?||Easy credits , Mini- credits , Credits without payroll , Credits without paperwork|
|Maximum amount of CCLoan||1,000 euros|
|CCLoan minimum amount||50 euros|
|What is the maximum amount of the first credit?||300 euros|
|Is the first loan without interest?||YES|
|CCLoan maximum term to repay the loan?||30 days|
|And the minimum return period?||5 days|
|How long does it take to give me an answer?||3 minutes|
|In what time will I be able to have the credit?|| 15 minutes|
(according to bank hours and request)
The CCLoan minimum requirements are as follows:
|Do I need payroll to apply for CCLoan mini-credits?||NO|
|Does CCLoan need an endorsement?||NO|
|Can I apply while at ASNEF?||NO|
|Can I ask for money if I am a company?||Not specified|
|And as a freelancer?||YES|
|Will my application be considered if I don't have a job?||YES|
|Do you grant loans to pensioners?||YES|
|What is the maximum age?||75 years|
|And the minimum age?||21 years|
|Are there any other requirements?||Permanent residence in New Jersey, be the holder of a Spanish account, mobile phone and an email address|
|Can I use Instantor to validate the data?||YES|
With CCLoan we can request both extensions and early cancellation with the following conditions.
|Early cancellation of my credit||YES|
|Expenses of early cancellation||You only pay interest for the days you have the money|
|Can we request extensions?||YES, from 5 to 30 days|
|Costs of extending the credit with CCLoan||From 30 to 99 euros|
|Do you have a simulator?||YES|
|Does it include loan costs?||NO|
|And the extra costs like the extensions?||NO|
|How does CCLoan work to send the money?||Wire transfer|
|Ways to return it||Bank transfer or deposit|
|What banks do you work with?||Santander, Ibercaja, Caixabank and Sabadell|
Example: I request a credit of 300 euros as a new client for 30 days. As I am a new customer, the costs are 0, I get 0% interest and 0 commissions. I return 300 euros after 30 days.
We can make the request through the Ccloan website, selecting the amount and the term we need. As a next step, we will create our personal account and verify our data by sending the required documentation or by accessing through the Instantor system, with which it is not necessary to attach any documentation. We will validate our information in just a few seconds.
As soon as we receive your answer, if yes, in a few minutes they will transfer the money to our account. This process can take from 15 minutes to 24-48 hours, depending on the bank the client works with and the time of the request.
The maximum amount that can be requested in this first loan is 300 euros, and the repayment period is up to 30 days. No interest or commissions are paid on the first credit of a new borrower with CCLoan. The loan amount received is simply returned.
The customer must make the return within the established period, for which he has different options.
It should be noted that interest is paid only for the time for which the money is available. A faster payment means a lower cost of the loan.
We also have the possibility of making partial early repayments at any time of the established term.
If the day of returning the credit has arrived, we do not have enough capital for it, we can extend the repayment period by requesting an extension or extension. This management is carried out through the customer portal and by paying the amount that we owe through deposit or transfer.
|Address CCloan||EQUFIN CAPITAL, SLU C / Side Avenue nº 75, 2º D1; 28037 New Jersey|
|CCloan Phone||911 09 15 11|
On the ccloan.es website you will find all the information you need. Sections of the website such as "Help", "Loan repayment", "How to apply for a loan?", "Contract conditions", among others.
They help you to get out of a problem until you collect the payroll, it is clear that you only have to ask for an amount that you can return in a few days
I just wanted a mini loan to hold a party with family members, thanks to ccloan I had that money quickly and we had a great time with my family
CCLoan credits saved me from running out of my phone. Also, due to a family situation, I was unable to pay on time. So I called them and they fixed it right away, extending the return period. I am very grateful.