Terms and conditions of use

Please read this information before using our site.

General information about the website

Identification of the company that owns the website

In compliance with the provisions of article 10 of Law 34/2002, of July 11, on information society services and electronic commerce (hereinafter, "LSSICE"), the general information on the Web page:

  • Owner : GD Web Studio
  • Address : Center Street 7 - 3989 Rose Building (Jersey City) New Jersey.
  • CIF : 07892682D
  • E-mail : admin@georgedreams.com

GD Web Studio is the owner of the website georgedreams.com (hereinafter, GeorgeDreams), and which is made available to those USERS who want to apply for loans or credits.

Terms of use

The services offered through GeorgeDreams are governed by these Conditions and Terms of Use (hereinafter, "Conditions") to which are added our Legal Notice , Privacy Policy and Cookies Policy , to which we refer. These will always be available in Spanish for consultation, file or printing.

For any questions related to these Conditions, you can contact us through the forms that we put at your disposal and / or through the email admin@georgedreams.com

Access to the Website

Access to the Website is free except for the cost of the connection through the telecommunications network provided by the access provider contracted by the User.

Need for Registration

In general, to access the services and contents of the Website, the User Registration will not be necessary. However, the use of certain services may be subject to the User's prior registration. The data entered by the User must be accurate, current and truthful at all times.

Services offered in GeorgeDreams

a) Service of consultation and comparison of entities that offer credits and loans. The USER can consult the list of entities that we publish in GeorgeDreams and a summary of the conditions they offer, in addition to expanding the information or requesting contact directly to said entities by accessing their web pages by clicking on the "View" and "Request" buttons. . For this service, GD Web Studio does not collect any data from the USER, nor does it intervene in the operation, but is limited to offering information and facilitating the USER's contact with entities that can offer their services. However, before the USER can contact the corresponding entity, GD Web Studio will collect their data through a form to provide the service indicated in the following paragraph.

b) "Management" Service : The user can voluntarily complete the form that we put at their disposal and send their data: name, email, telephone number, the amount you need, if it is included in ASNEF and if you have a mortgage, address, number of children, bank account number, approximate monthly expenses. We will use your data to send you commercial information related to our services and those of third parties in terms of credits and loans, provided that you have given us your consent by checking the corresponding box. From GD Web Studio we will not contact the USER to find out if they have obtained the desired financing and to guide them in their choice. We will redirect the user automatically to the website of the company that we consider may be of interest to them.

c) Blog . The USER can contribute comments or doubts to the posts we publish by previously providing their name and email.

d) Contact . The USER can formulate any questions or queries to GD Web Studio through the contact form that we make available to them.

The use of the indicated services has no cost for the USER.

Contents and services linked through the Website

The access service to the Website may include technical link devices, directories and even search tools that allow the User to access other Internet pages and Portals (hereinafter, "Linked Sites"). In these cases, the Owner of the Website will only be responsible for the content and services provided on the Linked Sites to the extent that they have effective knowledge of the illegality and have not deactivated the link with due diligence. In the event that the User considers that there is a Linked Site with illegal or inappropriate content, he or she may notify the Owner of the Website, without this communication entailing the obligation to remove the corresponding link.

In no case, the existence of Linked Sites should presuppose the formalization of agreements with those responsible or owners thereof, nor the recommendation, promotion or identification of the Owner of the Website with the statements, content or services provided.

The Owner of the Website does not know the contents and services of the Linked Sites and, therefore, is not responsible for damages caused by the illegality, quality, outdated, unavailability, error and uselessness of the contents and / or services of the Linked Sites or for any other damage that is not directly attributable to the Owner of the Website.

USER age

The services offered through GeorgeDreams are aimed at persons of legal age with legal capacity to contract in accordance with Spanish legislation. Minors will refrain from using our services, assuming, otherwise, their parents or guardians the corresponding responsibility.

Limitation of liability and reservation of rights

GD Web Studio does not assume any responsibility for the update of GeorgeDreams to keep the information updated, nor does it guarantee that the information published is accurate or complete. Therefore, the USER must confirm that the information published is accurate and complete before making any decision related to any service or content described on this website.

GD Web Studio does not assume any responsibility for the possible damages that USERS may suffer from any contractual breach committed by the entities referred to on this website.

For the "Consultation and comparison of entities that offer credits and loans" service, GD Web Studio only acts as an informative medium and does not intervene in the operations carried out by the USER with said entities once they access their respective web pages.

Regarding the "Management" service, GD Web Studio carries out an intermediation task, facilitating the necessary procedures to request a credit or loan, collecting information from the USER that will be useful and necessary for those entities with which GD Web Studio has established agreements of collaboration and that they will be the ones who offer their services directly to the USER, using the data that we will send them. GD Web Studio does not intervene in the decisions adopted by the entities to which the USER's information is sent or in the conditions they offer. GD Web Studio will not assume any responsibility in the event that any conflict arises between the USER and the entities that offer their services.

The USER's access to GeorgeDreams does not imply for GD Web Studio the obligation to control the absence of viruses, worms or any other harmful computer element. It corresponds to the USER, in any case, the availability of adequate tools for the detection and disinfection of harmful computer programs.

GD Web Studio is not responsible for the damages produced in the software and computer equipment of the USERS or third parties during the use of the services offered in GeorgeDreams Online Loan.

GD Web Studio is not responsible for damages of any kind caused to the USER that cause failures or disconnections in the telecommunications networks that produce the suspension, cancellation or interruption of the service of GeorgeDreams during the provision of the same or with character previous.

This website only acts as an information medium and has no relationship with the different financial entities.

Rules of use of GeorgeDreams

The USER undertakes to use the website and all its content and services in accordance with the provisions of the law, morality, public order and in these Conditions. Likewise, it is obliged to make appropriate use of the services and / or contents of GeorgeDreams and not to use them to carry out illegal activities or constitute a crime, that violate the rights of third parties and / or that violate the regulation on intellectual and industrial property, or any other rules of the applicable legal system.

The USER undertakes not to transmit, introduce, disseminate and make available to third parties, any type of material and information (data, content, messages, drawings, sound and image files, photographs, software, etc.) that are contrary to the law, morality, public order and these Conditions.

The USER undertakes to hold GD Web Studio harmless from any possible claim, fine, penalty or sanction that it may be obliged to bear as a result of the USER's breach of any of the aforementioned rules of use, also reserving GD Web Studio the right to request compensation for damages that corresponds.

By way of example, and in no way limiting or excluding, the User agrees to:

  • Not to introduce or disseminate content or propaganda of a racist, xenophobic, pornographic nature, in defense of terrorism or that violates human rights.
  • Not to introduce or spread data programs (viruses and harmful software) on the network that may cause damage to the computer systems of the access provider, its suppliers or third-party Internet users.
  • Not to disseminate, transmit or make available to third parties any type of information, element or content that violates fundamental rights and public freedoms recognized constitutionally and in international treaties.
  • Not to disseminate, transmit or make available to third parties any type of information, element or content that constitutes illegal or unfair advertising.
  • Not to transmit unsolicited or authorized advertising, publicity material, "junk mail", "chain letters", "pyramid structures", or any other form of solicitation, except in those areas (such as commercial spaces) that have been exclusively conceived for it.
  • Do not introduce or disseminate any false, ambiguous or inaccurate information and content in a way that misleads the recipients of the information.
  • Not to disseminate, transmit or make available to third parties any type of information, element or content that constitutes a violation of the intellectual and industrial property rights, patents, trademarks or copyright that correspond to the owners of the Website or to third parties.
  • Not to disseminate, transmit or make available to third parties any type of information, element or content that constitutes a violation of the secrecy of communications and the legislation on personal data.

Personal data protection

Responsible for the Treatment:

  • Owner : GD Web Studio
  • Address : Center Street 7, 3989 Rose Building (Jersey City - New Jersey)
  • CIF : 07892682D
  • E-mail : admin@georgedreams.com

The data collected for the "Management" service is intended to provide you with this service and send you own commercial communications or those of third parties related to credit and loan services.

The legal basis for the processing of your data is both the execution of these Conditions and the consent granted by checking the acceptance boxes that we make available to you. You can withdraw your consent at any time without affecting the legality of the treatment based on the consent prior to its withdrawal.

The data collected for the "Management" service is intended to provide you with said service.

The legal basis for the treatment of your data is both the execution of these Conditions and the consent granted by checking the acceptance box of the Conditions. You can withdraw your consent at any time without affecting the legality of the treatment based on the consent prior to its withdrawal.

In order to provide you with this service, your data will necessarily be transferred to those entities with which we have collaboration agreements so that they can study your case and offer you the best credits or loans and under the best conditions. Otherwise, we will not be able to provide the service to you. Your data will be kept until you revoke your consent.

Those collected for the publication of comments on the blog will be treated for this purpose and the legal basis for this is the consent of the USER. Your data will be kept until you revoke your consent.

Those collected in the contact form will be processed to address any questions or queries from the USER and the legal basis for this is the consent of the USER. Your data will be kept until you revoke your consent.

You can exercise the rights set out below by sending an e-mail or postal mail to the address indicated above.

a) Right of access to personal data: you may request the company information about whether it is processing your data and what processing it is performing.

b) The right to request the rectification of your data if it is incorrect or its deletion if it is no longer necessary for the purpose that motivated its collection.

c) Right to request the limitation of the processing of your data.

d) Right to object to the processing of your data.

e) Right to the portability of the data to a new Responsible.

In the event that you consider that there is any violation of your right to data protection by the company, you can file a claim with the Spanish Agency for Data Protection (www.agpd.es).

The USER guarantees that the personal data provided are true and up-to-date, and is responsible for communicating any modification thereof, the USER being solely responsible for the inaccuracy or falsity of the data provided and the damages that may be caused by it to GD Web Studio or to third parties for the use of the services offered by said company. Likewise, GD Web Studio states that the data collected is adequate, pertinent and not excessive in relation to the scope, the purposes and specific services.

h) More information in our Privacy Policy

Intellectual and industrial property

All the contents of GeorgeDreams, understood by these, by way of example, the texts, photographs, graphics, images, icons, technology, software, links and other audiovisual or sound content, as well as its graphic design and source codes, are intellectual property GD Web Studio or third parties, without any of the exploitation rights recognized by current regulations on intellectual property over them being understood to be assigned to the USER.

The trademarks, trade names or distinctive signs are owned by the Owner of the Website or third parties, without it being understood that access to the Website attributes any right over them.

Third-party content may exist on this website. In any of the cases, and as it is always the intention to respect author's rights and copyright laws, if there is any slight problem regarding any material published on this website, please contact us through the email that appears on this same page and the content will be removed (after being checked) as quickly as possible, since respect for copyright and the work of others is the primary intention.

Legislation and jurisdiction

The parties submit to Spanish law for the resolution of conflicts that may arise and to the courts and tribunals of New Jersey.

These terms of use have been updated for the last time on 12-20-2019.

en