The credits being in ASNEF without property, as its name indicates, do not require a house or property to guarantee us . However, they have a series of common and general requirements for all financial institutions, such as: our personal, professional and economic situation, which must be taken into account.
You will need to present the following documentation:
An unpaid telephone bill or the debt of a monthly payment on our credit card can end up becoming an ASNEF entry that will complicate our access to the services associated with financing. However, being in debt doesn't make it too difficult a mission.
Usually, it is private online financing that provides these quick loans for unpaid assets and because banks meet higher requirements than other entities, so people turn to them almost immediately.
The operation with a loan is very simple. Private credit seeking investment opportunities among private lenders with extensive financial knowledge. In exchange for that borrowed capital, they earn interest every month until the loan matures.
Even so, if your name appears in a file of defaulters such as ASNEF, RAI, Equifax or EXPERIAN , it will be more difficult than those who do not have negative notes on their credit history. It is what it is, if it appears on the delinquency record, your options will be limited.