Cofidis, the best option to request your credit

What loans does Cofidis offer?

Cofidis offers two types of products differentiated in maximum amount, commissions and APR:

• Direct Credit through which you can request loans from 500 to 4000 euros
• Project Credit , where you can obtain personal credits up to 15,000 euros for your projects

Cofidis offers you an immediate response to your request, you will not waste time, you know at the moment if they can grant you online credit or not.

Why choose Cofidis to get my personal credit?

Cofidis offer great advantages in their credits for their clients:

• Very competitive interests
• Without changing banks
• Free financial advice
• You don't need endorsement
• You can take out insurance
• Accepts both freelancers and companies
• Transparency and reliability
• 20 years of experience and thousands of satisfied clients with their credit service
• Your money in 24 hours

Cofidis Direct credits up to 4000 euros

This Cofidis product is designed to solve small liquidity problems quickly, without having to ask for money from your bank .

It is a line of credit , this means that once you return a fee, you can re-use it if you need it, choosing which fee you pay each month.

You can get up to 4000 euros , and with its simulator select which monthly installments you are willing to pay. Your easier credit impossible .

You can also request that they call you, free of charge , so that you can make any questions about your credit. Does anyone give more?

Apply today for your credit online with Cofidis and you can have the money in your bank account in less than 24 hours.

Codifis Credits Requirements

Here we present the conditions and requirements to be able to get a loan in Cofidis :

• Be of age
• Not be in ASNEF
• Have a valid DNI or NIE
• Receive demonstrable periodic income (Payroll, pension, unemployment benefit, income ...)
• Be the owner of a Spanish bank account

How can I request a quick loan at Cofidis?

To be able to apply for Cofidis loans, you just need to go to their website and follow these simple steps:

1. You select amount and fees from your simulator
2. Fill in a simple form with your personal and financial information (Account number)
3. You send the documents they require (From your administration, following their instructions)
4. They analyze your request and in minutes they inform you if it is approved or not
5. If it is accepted, you must formalize the contract through one of the following ways:
   • Digital signature by code via SMS
   • You request that the contract be sent to you by ordinary mail
6. Once the contract is formalized, they will make a transfer of your loan within 24 hours depending on the bank you work with

As you can see, the process is quick and simple, the documentation to present is very little , ID, proof of income and bank receipt to check your identity.

What commissions does Cofidis charge me?

You will always be fully informed of the commissions that Cofidis can charge you for your personal online credits , among them may be, according to each case:

• Opening commission : 3% for credits over 400 euros
• Debt claim : up to 30 euros
• Early cancellation : 0.5 to 1%
• Postponements : 4%, with a minimum of 10 euros

These are just some examples, as we have said, with Cofidis you will always be informed of what you pay and why before contracting your loan.

Cofidis contact details

Codifis is based in Barcelona, ​​at Plaza de la Pau s / n WTC AP1 Building, 08940, Cornellá de Llobregat .

Cofidis is a company specialized in granting loans and fast online loans with more than 800 employees.

It is part of the Cofidis Group with beginnings in France three decades ago.

Cofidis customer service telephone number : 902 30 80 30, a qualified advisor will assist us quickly and easily.

Cofidis customer service hours : Monday to Friday from 9 a.m. to 9 p.m. and Saturdays from 9 a.m. to 2 p.m.

Cofidis personal loans

We firmly believe that by using Cofidis products, they not only provide you with the best service, but also provide you with confidence and security for absolute peace of mind, that is why at Cofidis they strive to keep all your data confidential. Providing value is essential. Do you want more information about Cofidis personal credit ?.

If you are looking for a personal loan to obtain a certain amount of funds, then Cofidis personal loan is one of the best options. It is enough that you visit Cofidis.es and carry out an online credit simulation with the required data. You will receive an immediate response and, with your final approval, the money will be transferred to your bank account within 24 hours.

Cofidis personal credits

Applying for a personal loan from Cofidis is very simple. You can obtain a personal line of credit from 500 to 15,000 euros, with a term to pay within the range of 12 to 42 months. The lowest and highest interest rates are TIN 22.12% - TIN 24.51%. Just visit their website and use their loan calculator. In the calculator, you can choose the required amount and the payment period. The calculator will then tell you how many monthly payments you need to make and what the annual interest rate is and the TIN you are going to pay. After completing the steps above, simply click "Request" and you will receive the money in less than 24 hours.

Cofidis is affiliated with ASNEF (National Association of Financial Institutions) and is regulated by the Bank of New Jersey. This ensures good practices and improves financial activities. It is also attached to Robinson's list, a service that saves them unnecessary publicity. Cofidis is also associated with Adigital (Spanish Association of Digital Economy), whose objective is to develop and promote new financial technologies online.

Cofidis ask for credit

With Cofidis online credits, you can get a loan of between 500 and 4000 euros. Although if you need a larger loan amount, the company offers up to € 15,000 for additional costs, such as financing a new car or renovating your home.

Cofidis has a credit simulator where you choose the amount and the time you want to pay it back. The system automatically informs you about the amount of the monthly fee to pay. It is a very secure tool that provides you with complete confidentiality. In addition, before the loan is approved, the company will provide you with a study of the loan to determine if it meets your needs.