From Bondora, as with other types of loans, to request a quick and easy credit you will have to fill out a form; but in this case it is usually very simple and it will not take more than a few minutes to complete it. After filling it out, you will receive a response quickly telling you if they grant you the loan or not. Depending on each entity, you will know if your request has been accepted from a few minutes to a few hours, normally in a maximum of 48 hours.
If your application is accepted and the loan is granted, you will receive the money in your bank account. The entity from which you request the loan will transfer the amount immediately, normally within a period of no more than 3 days. Your bank may hold this transfer and it may not appear immediately in your account.
|What type of financing does Bondora offer?||Online loans on the spot , Loans without endorsement , Credits without papers|
|Maximum amount granted by Bondora?||€ 10,000|
|And the minimum?||€ 500|
|What is the amount of the first credit?||€ 10,000|
|Is the first loan without interest?||NO|
|What is the maximum term for Bondora to return the credit?||60 months|
|And the minimum term?||3 months|
|How long does it take to give me an answer to my request?||1 day|
|How long does it take to deposit the money?||3 to 5 business days|
Bondora's requirements are as follows:
|Do I need to have a payroll to apply for Bondora credits?||Demonstrable income|
|Do I need a guarantee or guarantee?||NO|
|Can I apply for credit while at ASNEF?||NO|
|Can I get a Bondora loan as a company?||NO|
|What if I am self-employed?||YES|
|Can I apply if I am unemployed?||YES|
|What if I am a pensioner?||YES|
|What is the maximum age to request a loan with Bondora?||70 years|
|And the minimum?||21 years|
|Can I use Instantor to validate my data?||YES|
Bondora gives us the option of both early cancellation and extension.
|Can I cancel my credit early?||YES|
|What expenses can it involve?||No additional charges|
|Is there a possibility of an extension?||YES|
|What are the costs and expenses of extending the credit?||€ 10 per month|
|Do you have a simulator?||YES|
|Does your simulator reflect all the loan costs?||YES|
|What about the costs of extensions?||NO|
|How does Bondora provide me with the money?||Wire transfer|
Example: A loan with Bondora of € 2,550 to be repaid within 5 years will cost you € 69.12 per month. Representative APR 26.9%. The total amount refundable in the 5 years is € 4,297.45, which includes € 1,087.45 at a fixed interest of 14.97% and a commission of € 510 for the administration of the account, a commission of € 150 for expenses of contract that will be collected immediately after the disbursement of the loan. The total charge at the end of the 5-year term is € 1,747.45, the total amount of the loan being € 2,550. The interest rate offered will depend on your personal circumstances. We kindly ask you to carefully examine the terms and conditions of our financial service and to consult an expert if necessary.
Simply access the Bondora website and mark the amount of the loan. Next, we will establish the term in which we wish to return said loan, and as a consequence, a monthly fee will result. This is the data that we must take into account the most.
Taking into account that the acceptance of the application depends to a large extent on the resulting fee being perfectly adjustable to the client's income level, it is advisable to be careful at this point.
Once these two factors have been decided and the resulting monthly amount is satisfied, a contact email must be provided for paperwork communications.
If the information provided is real and there are no unusual circumstances, the client should be able to comfortably repay his loan. You can even cancel it in advance without any surcharge if you wish.
Bondora recommends communicating the changes and informing of the impossibility of facing the payments as soon as possible, so that the payment schedule can be reorganized and adapted to the new situation.
Bondora would take legal action that could end up causing an even greater problem in the client's economy, by being charged all the costs of the collection management by judicial means.
|Direccón Bondora||AHTammsaare tee 47. Tallinn 11316, Estonia. Estonian company number 11483929. EU VAT number: EE101252401|
On the bondora.es website you will find all the information you need. Sections of the website such as "Help", "Loan repayment", "How to apply for a loan?", "Contract conditions", among others.
I applied for a loan a couple of days ago in Bondora and the truth is that very well, I had no problems; yes, it is expensive ... expensive. But hey, the fees are affordable (about € 60 per month for 3 years) and if you need the money fast, well, that's fine. The only thing I had to do was fill in the form, send ID and in 5 minutes they had already sent me the contract to sign. Of course, to verify your account they ask you to make a deposit in their account of, be careful, Estonia. I have made an income of one cent and everything OK. The problem is not that they force you to enter something, the problem is that they charge you for the transfer. I have done it from my ING account that has free transfers, so no problem, but if your bank charges you for commissions, be careful.
If they grant loans, I have requested more than one and they have approved it and they have also denied me more than one, even paying for a long time, they are very expensive if you have them for a long time the sooner you pay them the cheaper they get
I changed the way I get loans, I changed from traditional banks to this platform. Thanks to her I was able to make a great vacation with my family. The transfer of my loan was effective in 3 days, and everything was done in the best way and without complications. If you need financing, this is the ideal place to start.