You can apply for loans online even if you are in ASNEF or RAI as long as the amount of the debt does not exceed 2000 euros and it is not with a financial institution.
Twinero offers great discounts to clients who have repaid their mini-loans with Twinero within the established period and without problems.
7 days after the return of your first loan, you can request up to 600 euros and take advantage of their offers .
The amount that you can request through Twinero credits increases with each loan that you return on time and without problems.
In any case, the company carries out a personalized study of its clients, and sometimes the maximum amounts may be lower than those shown here .
A great advantage of Twinero is that once you are a client, the procedures for subsequent Twinero loans are greatly simplified. Just by sending an email with the amount, term and your ID, you will be granted the next credit, and you will have the money in a few minutes.
Remember that you can only request another new Twinero credit to finance yourself, once you have satisfactorily returned the previous one.
Twinero offers its clients discounts for each credit you request , once you have returned the previous one within the agreed period.
As you can see, the more money you order, the greater the discount . You have to take advantage of these offers to finance yourself, since you will save a lot of money in interest and commissions.
Twinero's requirements are similar to those of other companies in the sector:
We can make the return of our Twinero credit in one of the following ways:
The amount to be returned will be that stipulated in the contract and will count against the total amount of the credit plus the established fees.
If you do not remember the exact amount to be returned, you can visit your Twinero personal area and consult it.
We can always request an extension if we fail to pay our credit on time.
If you cannot afford to pay your credit with Twinero, you can request an extension .
Twinero offers you to defer payments for 7, 14 or 30 days .
The cost of the extension depends directly on the amount of the loan and the days you need to defer the loan payment.
When you make the entry of the extension, you must indicate "Extension" plus your ID.
When you cannot face the charge of the amount of your credit in the agreed time, you will be obliged to pay a series of commissions:
If with all this, you still have not made the payment of your credit, Twinero may transfer your data to delinquency files such as ASNEF or RAI.
Twinero offers you the possibility of canceling your credit in advance , as long as half of the term has passed.
You will be charged 0.5% of the initial amount for early return.
You can contact Twinero in several ways:
If your bank account is managed in one of these banks that Twinero works with, your money will be ready in 15 minutes after credit approval.